uob personal banking
uob personal banking
Blog Article
UOB Bank delivers many different individual banking expert services designed to fulfill the money requirements of individuals. Below is an intensive overview to help you fully grasp The crucial element features and offerings.
Forms of Accounts
Personal savings Account: This account means that you can save cash even though earning desire.
Characteristics: Easy access, desire earnings, minimum service fees.
Advantages: Safe spot for your resources, opportunity expansion through desire.
Present-day Account: Perfect for day-to-day transactions and taking care of charges.
Attributes: Checkbook facility, overdraft safety.
Rewards: Easy for regular payments and withdrawals.
Mounted Deposit Account: For those aiming to generate higher fascination rates more than a hard and fast period of time.
Capabilities: Fixed phrase deposits, better desire rates when compared to price savings accounts.
Added benefits: Safe investment decision alternative with predictable returns.
Loans
Own Financial loans: Unsecured financial loans that may be useful for many uses like instruction or residence renovation.
Kinds:
Installment Financial loans
Credit history Traces
Gains: Flexible repayment terms, competitive curiosity costs.
House Financial loans: Tailor-made remedies for obtaining assets or refinancing current home loans.
Types:
Set Price Household Financial loan
Floating Amount Dwelling Personal loan
Advantages: Distinctive strategies to accommodate specific needs, interesting charges.
Charge cards
UOB features A variety of charge cards catering to different lifestyles and shelling out behavior:
Benefits Playing cards: Earn points on every acquire which may be redeemed for presents or vacation miles.
Cashback Cards: Get cash rebates on everyday investing which include groceries and eating out.
Vacation Playing cards: Distinctive benefits like air miles accumulation and journey insurance policy protection.
Financial commitment Providers
For people keen on escalating their wealth by investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for long-expression growth aims.
Structured Deposits * Brings together the options of classic deposits with investment goods. * Likely bigger returns but with some chance associated.
Insurance policy Products and solutions
To protect yourself and Your loved ones against unexpected occasions:
Lifestyle Insurance policies * Presents monetary safety in the event of Demise or essential ailment. * Also can function a price savings Resource according to the coverage decided on.
Overall health Insurance policies * Covers health-related bills like hospitalization expenditures. * Important for mitigating substantial Health uob personal banking care charges.
Electronic Banking Expert services
Ease at your fingertips by way of electronic platforms:
Net Banking
Enables you to deal with your funds online:
Look at account balances and transaction history
Transfer money involving accounts or shell out bills
Apply for new solutions (financial loans/charge cards)
Cell Banking
Banking on-the-go through cellular apps:
Fast balance checks
Cellular payment selections (QR code payments)
Notifications & alerts about account activity
With these thorough offerings, UOB aims to offer customized banking answers that cater precisely to person requirements though making certain ease and security in all transactions.